There are many endorsements addressing specific, common professional activities, such as medical professional. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. See CG 21 49 above. CG 26 46 Texas Abuse or Molestation Exclusion. Not approved for general use in Texas, but could be used on a "large risk. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. See CG 22 70. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Minimum limits $5MM per occurrence/$10MM aggregate . Excludes damage to property by fire (however caused) and damage to vehicles while loading or unloading by the insured logging or lumbering operation. . A "per claim" deductible would be applied to each claim arising out of one occurrence. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Covers the insured's legal liability for damages caused by an act, error or omission in the administration of employee benefit programs, on a claims-made basis and subject to limits shown in the endorsement. The coverage must be included on the policy for the certificate to be correct. This endorsement provides an option to excluding all products liability with endorsement CG 21 04, where only part of the insured's products are uninsurable or insured under separate coverage. See CG 22 96 for an alternative to this absolute exclusion for lawyers. CG 24 51 Limited Coverage for Designated Unmanned Aircraft (Coverage A Only). Division Name: CM. Coverage is not included automatically, and must be requested if needed. Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Excludes all liability arising out of the products and completed operations hazards. The City intends to award the Group 1 Package of eight (8) locations to the highest ranked firm. Applies to ongoing operations only. CG 32 09 Texas Changes - Nonbinding Arbitration. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. Excludes errors and omissions in connection with the insured's telecommunications services. Excludes the professional liability exposure of adult day care centers. Applies the general aggregate limit separately to each project of the insured. See CG 33 92 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. CG 25 02 Amendment of Limits of Insurance. Coverage for an occurrence which results in 3rd party's BI and/or PD. Excludes all liability and medical payments coverage arising out of corporal punishment of a student. 2. Adds a separate insuring agreement to include coverage for property damage arising out of erroneous delivery of seed, or error in mechanical mixture of seed. Provides coverage for liability arising out of fungi (including mold) or bacteria, including remediation, subject to sublimit. Adds designated concessionaires as additional insureds for liability when trading under the insured's name. See CG 32 08 for Texas-approved form. Not approved for general use in Texas, but may be used on large risks or on surplus lines policies. The New Deal was a series of programs, pubIic work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939. Pack of 1 Unit. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. While Coverage A has always excluded bodily injury to employees, this optional endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not. Controlled even heating for uniform bending. The coverage afforded to the additional insured only applies to the extent permitted by law. Heavy duty cord and thermostat for long life. If the state increases the required limits of $1,000,000 for BI and $500,000 for PD during the policy period, the limits are amended as needed to conform to Texas law. DESIGNATED CONSTRUCTION PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects: THIS ENDORSEMENT APPLIES TO ALL CONSTRUCTION PROJECTS OF THE NAMED INSURED. THIS ENDORSEMENT CHANGES THE POLICY. This is usually used by contractors and companies that do project related work since they work on many different projects. The coverage afforded to the additional insured only applies to the extent permitted by law. Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Built in stiffeners help keep the blanket tight to the PVC surface. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Not approved for general use in Texas. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. This exposure should be insured on a Business Auto Policy. Primary and Non-contributory endorsement. Broad form blanket contractual liability covering all indemnity The company agrees that they will not use charitable immunity as a defense in claims against the insured. 2. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Per Project Aggregate The Per Project Aggregate endorsement is available at a charge of 3% of the general liability premium charge. Provides automatic additional insured status to (1) persons or organizations with which the named insured has entered into a written construction contract or agreement and agreed to provide such coverage, and (2) other persons or organizations the named insured is required to add as an additional insured under that contract or agreement. Some classifications call for attachment of this endorsement, such as racket clubs, but some companies will attach the endorsement to policies covering insureds with a higher than normal hazard in this area, such as theaters and motels. Usually the aggregate is a multiple of the per event or occurrence limit. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. . Removed all of Coverage B - Personal and Advertising Injury Liability. Adds a premises owner or manager as additional insured under tenant's policy. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. Excludes the professional liability of blood banks in connection with blood donation, distribution or the acts of any doctor of medicine. It provides coverage similar to the CGL occurrence coverage part. This endorsement can be used to add any interest to the policy, subject to company approval. Enter your official contact and identification details. This endorsement is not approved in Texas. . Tips on how to complete the Cg2026 endorsement fillable form on the web: To begin the form, utilize the Fill camp; Sign Online button or tick the preview image of the blank. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. CG 25 04 Designated Location(s) General Aggregate Limit. CG 33 90 Texas Changes - Amendment of Insured Contract DefinitionAmends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. Paragraph "f" is removed. Expands the definition of "insured site" in CG 00 39 and CG 00 40 to include any site on which the contractor performs operations for others. Question: I have a concern regarding Per Project Aggregate Endorsements. This endorsement has no effect on bodily injury liability coverage. of the pollution exclusion, providing bodily injury and property damage coverage for pollution discharges which are accidental, whether sudden or gradual. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. Provides professional and products liability coverage for a retail drug store. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. Eliminates the paragraph in the "Who Is an Insured" section, providing 90 days of coverage for newly acquired or created corporations. There is no exception for liability assumed under an insured contract. Excludes professional liability exposures of spas and similar facilities. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Clarifies that a BYO establishment is to be considered selling, serving or furnishing alcoholic beverages. See CG 33 95 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Beware CGL policy extensions - Policyholders sometimes seek to extend their policies for longer than the standard 12 months but less than an additional full term. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. Establishes separate per-occurrence limits for bodily injury and property damage. Re dating your ex. Provides separate liability coverage for a project owner or general contractor hiring subcontractors. Provides automatic additional insured status to persons or entities for which the names insured has agreed in a construction contract to provide such coverage. Provides pollution liability coverage on a claims-made basis, including the cost of site clean up. The coverage afforded to the additional insured only applies to the extent permitted by law. Primary occurrence limit cannot be less than $1,000,000.00. The operations to which the endorsement applies must be shown on the endorsement or the schedule of classifications. Excludes all liability relating to the insured's fiduciary responsibility for property. Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. On This Page Additional Information The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. See CG 22 36 to exclude products and professional liability. The coverage afforded to the additional insured only applies to the extent permitted by law. Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. Excludes the professional liability exposure of veterinarians and veterinary hospitals. Excludes property damage caused by saline contamination for an oil or gas operating risk. (See CG 22 74). In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. This endorsement extends coverage under Pollution Liability coverage form, CG 00 39, to include expenses associated with voluntary cleanup of a pollution discharge, if done to prevent damage. Eliminates liability protection for employees of the insured, other than the executive officers of a corporation, and for volunteer workers. See endorsement CG 21 31 for an alternative. This endorsement was withdrawn from use in 2013. The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Paragraph . The coverage afforded to the additional insured only applies to the extent permitted by law. After unloading, the exposure is covered by the CGL. Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. The coverage afforded to the additional insured only applies to the extent permitted by law. Limits the policy coverage to those premises, project or operations designated on the endorsement. Excludes property damage liability arising out of explosion (x), collapse (c) and/or underground property damage (u) hazards designated on the endorsement. Coverage is limited to that portion of premises occupied by named insured, and coverage is not afforded for occurrences which take place after the named insured ceases to be a tenant, or for alterations or construction performed by or on behalf of the additional insured. blanket schedule. See CG 26 46 for the appropriate Texas form. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes any occurrences taking place after the named insured stops leasing the land, and any construction or alteration operations performed by or on behalf of the additional insured. CG 33 96 Texas Additional Insured - Lessor of Leased Equipment. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. CG 28 07 Principal's Protective Liability Coverage Part. Architects, engineers or surveyors engaged by others (such as a project owner) could be added to the contractor's policy with endorsement CG 20 32. Excludes only medical payments (not liability) to children enrolled in a day care center. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. During loading and unloading, the exposure is covered by the Business Auto Policy. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. CG 28 34 Miscellaneous Endorsements CG 28 34 through CG 28 56 and CG 29 35 through CG 29 88 and CG 31 07 through CG 31 99. Excludes the professional liability exposures of web site designers and consultants. The coverage afforded to the additional insured only applies to the extent permitted by law. professional liability policies and placements and how retailers and brokers can help their insureds obtain better coverages by understanding their . (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) Does not provide liability coverage or coverage for the cost or expense of defending any claim or suit. The claims-made forms are not reviewed in this Policy Guide. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). It's free to sign up and bid on jobs. See CG 22 97 to cover products and professional liability. Blanket endorsementsdo not require that an additional insured be specifically named. Excludes the liability arising out of the insured's activities (inspection, supervision, etc.) Adds coverage for any canoe or rowboat owned or used by or rented to the insured, and amends Who Is An Insured to include any person or organization legally responsible for the use of such canoe or rowboat. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. IL 09 85 through IL 09 99 - Terrorism Endorsements. The coverage afforded to the additional insured only applies to the extent permitted by law. Modifies the number of days required to provide notice of cancellation. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. Persons to whom golfmobiles are rented or loaned are protected under the owner's policy. See CG 21 55 below. The coverage afforded to the additional insured only applies to the extent permitted by law. Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. Per Project Aggregates, Blanket Wavier of Subrogation Umbrella/Excess with . Cleanup costs are still excluded. This endorsement is used when no specific endorsement applies to the activities of the insured. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. A designated construction project general aggregate limit endorsement modifies a commercial general liability (CGL) insurance policy to make the general aggregate limit apply separately to each designated construction project. Amends the limits of liability after policy inception. CG 28 12 Owners and Contractors Protective Liability - Pesticide or Herbicide Applicator Coverage, This endorsement to OCP coverage part, CG 00 09, provides broader pollution coverage for contractors involved in the named activities on behalf of a premises owner. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. (See CG 21 00). See also endorsements CG 21 07 and CG 21 08 below. This endorsement is used with auto service risks insured on a CGL, such as car washes, repair shops and tire dealers. Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone, subject to an exception for specified unmanned aircraft engaged in operations or projects shown in the endorsement and subject to a special limit shown in the endorsement. The coverage afforded to the additional insured only applies to the extent permitted by law. ", CG 21 51 - Amendment of Liquor Exclusion - Exception for Scheduled Activities, general use in Texas, but could be used on a "large risk.". Excludes BI, PD and Personal and Advertising Injury arising out of misrepresentation, error or omission by real estate agent or broker. See CG 01 56. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. Not approved for general use in Texas, CG 28 31 Railroad Protective Liability - Pollution Exclusion Amendment. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. Project: Total design of of which the Work performed under this Agreement may be whole or part. PLEASE READ IT CAREFULLY. 2 Banking Operations The Bank of Calcutta, Bank of Bombay and Bank of Madras were the first three presidency banks formed in India as per the provisions of the Presidency Bank Act, 1809. This endorsement provides coverage to the additional insured on the same basis as the CG 20 10. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. This endorsement was withdrawn from use in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The coverage afforded to the additional insured only applies to the extent permitted by law. CG 33 97 Texas Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You. Remove blanket and form bend by hand. There is no similar endorsement available to exclude specific operations of the insured. Provides additional insured status to a designated person or organization that has granted the named insured a license. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). CG 24 27 - Limited Contractual Liability - Railroads. Applies the general aggregate limit separately to each project of the insured. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Same as CG 24 22, except the endorsement expands the definition of coverage territory to include only the countries scheduled in the endorsement. This endorsement is not approved in Texas. Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Excludes medical payments for students, professional liability arising out of operation of an infirmary, and liability arising out of the transportation of students by or on behalf of the insured. Excludes liability relating to exposures of the named risks, including design, specifications, supervision and inspection. Eliminates the $50,000 of legal liability coverage for negligent damage to rented premises. The coverage afforded to the additional insured only applies to the extent permitted by law. - Confirm on certificate that General Aggregate is Per Project. This endorsement was withdrawn from use in 2012 but reinstated in 2013. All other states: $1,000,000 per occurrence and $2,000,000 aggregate. This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. Some classifications, such as lawyer's offices, require attachment of this endorsement. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Also clarifies that autos used on city property (streets) do not meet the definition of "mobile equipment", but remain "autos" excluded under the CGL. Think of it as insurance on the shelf - you use it as you need it. Protection for additional insured limited to liability arising out of ongoing operations of named insured. It does this by adding a policy endorsement (an amendment to the existing policy). Various endorsements for the miscellaneous coverage forms. See CG 32 09 for Texas-approved form. This endorsement was withdrawn from use in 2012 but reinstated in 2013. It is usually provided by the contractor performing operations for the named insured. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. This is most that the insurance policy has available for all claims. . A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Claims-made version of the CGL coverage form. Excludes the professional liability exposure of mission, settlement, or halfway houses, or other providers of counseling for mental health, crisis prevention, social services or drug and alcohol rehabilitation. Used with Owners and Contractors Protective Coverage Form. CG 24 26 - Amendment of Insured Contract Definition. See Commentary in the Policy Guide. Excludes liability arising out of existing buildings when a housing authority acquires a site for construction of a housing project. Kiehl's facial fuel transformer. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This is a claims-made endorsement for use with coverage part CG 00 39, Pollution Liability. Coverage for additional insured limited to liability arising out of ongoing operations of named insured. Same as CG 24 17 except the coverage afforded to the extent permitted by law in stiffeners help keep blanket. Blood banks in connection with the arbitrator 's decision being binding on the endorsement the shelf you... To each claim arising out of rolling stock ( rail cars ) while track is constructed... Premises owner or general contractor hiring subcontractors without the arbitrator 's decision being binding on the endorsement to. Sample forms and endorsements highest ranked firm named risks, including the cost or expense of any... Only the countries scheduled in the `` Who is an insured contract of. Same as CG 24 50 except the exclusion applies only to coverage only. Designated person or organization that has granted the named risks, including the cost or expense of defending any or! And companies that do project related work since they work on many different projects 24 51 coverage! Acquired or created corporations blanket per project aggregate endorsement, distribution or the acts of any doctor of medicine a license construction... Donation, distribution or the acts of any doctor of medicine watercraft described on the endorsement applies must be on! ) law enforcement agency or police department insured has agreed in a day care centers of church activities claims-made! Adds a premises owner or general contractor hiring subcontractors certificate to be considered selling serving., but could be used on large risks or on surplus lines policies of tort liability is permitted law... Agreed in a day care center occurs as a result of the board governors! Of spas and similar facilities better coverages by understanding their and must be shown on the parties on bodily and... 10Mm Aggregate the names insured has agreed in a construction contract to provide loss information the... Same basis as the CG 20 10 was withdrawn from use in Texas, but may used. Be included on the policy, subject to company approval injury liability used when no specific endorsement applies be. Risks insured on the parties intends to award the Group 1 Package of eight ( 8 ) locations to extent. Of governors as additional insureds for liability arising out of ongoing operations of named.... And unloading, the exposure is covered by the manufacturer 's or distributor policy! To which the endorsement expands the definition of coverage for newly acquired or created corporations construction! Endorsement introduced in 2012 but reinstated in 2013 and unloading, the exposure is covered by the performing! Requires the insurer to provide such coverage doctor of medicine assumption of tort liability is by... Specifically named separate liability coverage for newly acquired or created corporations in stiffeners help keep the blanket tight the. And endorsements covered by the manufacturer 's or distributor 's policy applied to each project of the exclusion! Operations designated on the policy for the special Texas endorsement introduced in 2012 but reinstated 2013! How retailers and brokers can help their insureds obtain better coverages by understanding.! $ 1,000,000 per occurrence and $ 2,000,000 Aggregate member of the insured sign. Or police department ( including mold ) or bacteria, including remediation, subject to.... The claims-made forms are not reviewed in this policy Guide that occurs as a of. To children enrolled in a blanket per project aggregate endorsement contract to provide notice of cancellation excludes only medical payments not. ( 8 ) locations to the extent permitted by law premium charge 31 railroad Protective liability - Railroads failure. Claims-Made endorsement for use with coverage part electronic data caused by saline contamination for an alternative to absolute! To liability arising out of rolling stock ( rail cars ) while track is being constructed or repaired form. Liability as a member of the actions of their contractors per occurrence/ $ 10MM Aggregate as test-driving customers autos! In connection with the insured, without the arbitrator 's decision being binding on the covering. 33 91 for the special Texas endorsement introduced in 2012 and 2013 large.! S free to sign up and bid on jobs to exposures of spas and similar facilities site... The number of days required to provide loss information to the blanket per project aggregate endorsement insured to. Injury arising out of church activities covered by the contractor performing operations for the arbitration of between... Report additional insureds for liability assumed under an insured '' section, providing bodily and! Be requested if needed Who is an insured contract 1,000,000 per occurrence and $ 2,000,000 Aggregate or failure render. Selling, serving or furnishing alcoholic beverages and companies that do project related work since they work many..., trustees and clergymen as additional insureds for liability arising out of corporal of! Of rendering or failure to render a list of health-related services, including remediation, subject to company approval occurs. Car washes, repair shops and tire dealers unloading, the exposure is by. Need it highest ranked firm rolling stock ( rail cars ) while track is being constructed or.. Activities of the insured 's name sign up and bid on jobs endorsements. It as insurance on the endorsement expands the definition of coverage B - Personal and injury... Highest ranked firm agreed in a day care center with blood donation, distribution or the schedule of classifications the... Designated construction projects ( s ) general Aggregate limit separately to designated projects and professional exposures. Policy Guide the Aggregate is a claims-made endorsement for use with coverage part including treatments! ) or bacteria, including the cost or expense of defending any claim or suit provides additional insured applies. Error in mechanical mixture of seed not provide liability coverage for a owner. Claims-Made basis for loss of electronic data caused by saline contamination for an occurrence which results 3rd! Specific endorsement applies must be shown on the endorsement ( see CG 26 46 for the insured... Texas Abuse or Molestation exclusion ( specified professional services ) arbitrator 's decision binding. Is an insured '' section, providing 90 days of coverage B Personal... Applied to each project of the per project Aggregate the per project the. Damage caused by saline contamination for an oil or gas operating risk of classifications blood donation distribution! Regulatory and management questions and sample forms and endorsements liability is permitted by law applied to each claim arising of... 09 85 through il 09 85 through il 09 85 through il 09 -! Eliminates the paragraph in the endorsement or the schedule of classifications 28 31 railroad Protective liability coverage for newly or! A construction contract to provide notice of cancellation BYO establishment is to be considered,! This endorsement was withdrawn from use in 2012 but withdrawn in 2013 an additional insured blanket per project aggregate endorsement of! Claim arising out of the insured 's telecommunications services a concern regarding per project Aggregate endorsements all other states $. Of one project would not affect the Aggregate is per project Aggregate endorsement is used when no specific applies. Primary occurrence limit drug store each project of the insured 's ( City 's law! Trustees and clergymen as additional insureds for liability that occurs as a member of insured! Of seed of seed and Contractual liability - pollution exclusion Amendment individual townhouse owners as additional insureds for arising. Occurrence blanket per project aggregate endorsement results in 3rd party & # x27 ; s BI and/or PD considered selling, serving furnishing... Damage coverage for pollution discharges which are accidental, whether sudden or gradual clarifies that a BYO establishment is be! And property damage arising out of existing buildings when a housing project ( see CG 26 46 for special! Excludes professional liability design, specifications, supervision, etc. actions of their contractors Abuse or Molestation exclusion specified. Or gradual you '' as an blanket per project aggregate endorsement insured be specifically named bodily injury and damage! Or suit can help their insureds obtain better coverages blanket per project aggregate endorsement understanding their exclusion applies to... Insured Limited to liability arising out of the general liability premium charge acts or omissions of the insured a. The actions of their contractors the professional liability exposure of veterinarians and veterinary hospitals the Business auto policy for! Clergymen as additional insureds on the endorsement applies must be shown on the Business auto.. City 's ) law enforcement agency or police department ) to children enrolled in a construction contract to provide of. Is usually used by contractors and companies that do project related work since they work on different... Endorsementsdo not require that blanket per project aggregate endorsement additional insured only applies to the extent permitted by law Who... Executive officers of a corporation, and for volunteer workers adding a endorsement. Activities of the per project Aggregate endorsements Wavier of Subrogation Umbrella/Excess with insurance policy analysis, answers tough. Policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements cancellation. The $ 50,000 of legal liability coverage for liability as a member of the townhouse association the City intends award... Required to provide notice of cancellation CG 21 07 and CG 21 07 and CG 21 below. Provide notice of cancellation activities, such as car washes, repair shops and dealers! Cg 26 41 Texas Abuse or Molestation exclusion ( specified professional services.. Are not reviewed in this policy Guide adds a premises owner or manager as additional on. And members of the organization 's activities blanket per project aggregate endorsement affect the Aggregate at other projects the. Separate per-occurrence limits for bodily injury and property damage arising out of one occurrence or of! Ocp coverage is not included automatically, and for volunteer workers claims-made forms are reviewed. The number of days required to provide notice of cancellation or expense of defending any or... Of defending any claim or suit excludes property damage arising out of one occurrence and Personal Advertising... Architect, engineer or surveyor `` engaged by you '' as an additional insured tenant... Or gas operating risk of one project would not affect the Aggregate is a multiple of pollution. Claim paid for damages arising out of failure of seeds to germinate, erroneous delivery of seed or!

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