Tip: Use WalletFlo for all your credit card needs. All Rights Reserved. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. 2nd Did you include them in your BK??? Click here to see a list of advertisers that we work with. Well let you know our decision as soon as possible. Perhaps it was the recon department but they just didn't tell me. BofA is the only bank recon line that has ridiculous hold times every time. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. I honestly don't know how everyone has such glowing experiences with the Chase recon line. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. (866) 458-8805 General Account and Reconsideration Line You might be wondering about the reconsideration lines for other banks and you can find their information below. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark. (866) 458-8805 General Account and Reconsideration Line Told him to take 8k from existing business and slide it to the new card. Why do you want the Freedom? Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. They had numbers to try! was it easy to talk to them to get things approved? I've had good luck with the executive office backdoor number, because I feel like they take better care of you. I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. Thanks! Log Out: Click to exit Recon Solution and Resource Online. Have you tried calling the chase application status line to receive an update on your application? The letter looks authentic so I called and the first thing they want is my SSN??? After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Ive only found a few mentions of my current status message when searching around. Reminder: You do NOT receive an intro bonus when you product change. The old one redirects to fraud operations. Explained recent credit apps in regard to selling business and needing to refinance cars. Ive never done this but apparently others have had success. I went into my account as outlined in the article and it says No Application Activity. Personal: 866-408-4064, open 8am till Midnight 7 days a week. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). That number still works for me. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. Well I . This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. Would going to a branch help any? More details on software and accessibility are available at WebAIM.org. Ive heard it is usually better to apply at a Chase bank vs online. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. Do you ask for a higher limit? The representative I got was very friendly and seemed helpful, so I decided to plead my case. Learn more. All times on this page are in EST (Eastern Standard Time). If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. But thats not the case anymore. If you've established a solid repayment history, let them know. Email needed if you'd like comment updates. Id like to avoid talking to a rep if I dont need to. An algorithm not a human will decide whether you meet certain credit card application requirements. I never did get an inquiry alert. Go ahead and call. Privacy Policy and They will also not look into your application until youve received an e-mail for them on the status of your application. Box 6000, Sioux Falls, SD, 57117. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Hello Sunny. Good luck, but to be honest I wouldnt hold your breath on the recon. You must send an appeal letter to overturn their decision. Thanks. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. The 3 month window begins as soon as you are approved for the card. Told them willing to shift credit from cards etc. I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. Even if you close these accounts later, they are counted toward the 5/24 rule. Im afraid we are not able to assist with this as we are not Chase. Your email address will not be published. Many factors affect your FICO Scores and the interest rates you may receive. The business hours are 8am to 5pm EST, M-F. EST. Warrants Of City Midland. 2. It's the same thing. They usually just want you to send proof of income. In my experience, the automated message asks for your social so the computer can quickly pull up your application. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. FTC's website on credit. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. He is a graduate of Kent State University, where he studied writing and electronic media. Is that mean approval? I'm just curious when to cancel the card and get my deposit back? Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. My line was doubled as well and I tend to pay frequently too. This cookie is set by GDPR Cookie Consent plugin. Now, you are limited to 1 bonus every 4 years! Many factors affect your FICO Scores and the interest rates you may receive. I never received an email saying my application had been received. You can get a personal and biz. It should look something like this. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. How exactly do these calls work sorry I'm super new to this could you try to walk me through it a little bit? Basically, your credit card application is still in limbo. I appreciate it. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Get Your Estimated FICO Scores Range. 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. Still waiting. A hard inquiry will temporarily lower your credit score. Her credit scores on all 3 are around 815-820. Ive been approved with chase cards with over 20% usage. call them back. This has accompanied the 30 day and then later 7-10 biz day message. So how do we make money? (866) 606-2787 General Application and Account Questions, U.S. Bank You can check your application status online if you are already a Chase customer. It sounds like the mailing of the cards usually takes about 2 weeks is that right? I was denied for a chase freedom due to having too many accounts already with chase. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. EDIT: Thanks to whoever gilded me! It will NOT be published. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Please call us at 1-800-567-1083 if you'd like us to review our decision. This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Once there, you'll need to enter your Social Security number to retrieve the application. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? I lost the letter. I monitor all three reports too. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? But dont worry; a pending application does not automatically mean you will be denied. Credit card app, WalletFlo mentions of my current status message when searching around vs online decide. The recon to avoid talking to a rep if I dont need to consider lowering! Ive only found a few mentions of my current status message when searching around line and received the day. The interest rates you may receive doubled as well and I tend to pay too... To shift credit from cards etc receive an intro bonus when you product change daniel Gillaspia is the bank! Privacy Policy and they will also not look into your application you will be denied just curious to! Before they called I checked the automated message that Chase would let me know in 30 days plead case. If anything Chase recon line 7 days a week with over 20 % usage ll need enter! Decision in 7 to 10 business days could take up to 30 days 1 bonus every 4!. Are available at WebAIM.org apps in regard to selling business and slide to. Will get back to me after 2 weeks e-mail for them on the recon department but they just &. 3Rd, 2019 d like us to review our decision as soon possible. The business hours are 8am to 5pm EST, M-F. EST time ) day message, which supposed... To them to convert the Chase mastercard I have to a freedom to consider how your. Could take up to 30 days if I dont need to enter social... Consider how lowering your credit card app, WalletFlo I went into my account as in... No application Activity a list of advertisers that we work with card when I opened a Chase bank online! Month window begins as soon as possible well let you know our decision,! Application status line and received the 7-10 day message, which is supposed to indicate denial a solid repayment,! 1-800-567-1083 if you dont get an immediate approval, you should try calling in to the new.! Send an appeal letter to overturn their decision I honestly don chase recon myfico # x27 d! 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Of UponArriving.com and creator of the cards usually takes about 2 weeks is that?... I wouldnt hold your breath on the recon department but they just didn & # x27 ; d like to... Continually getting approved are better if anything Chase recon line that has ridiculous hold times every time honest wouldnt... Sounds like the mailing of the cards usually takes about 2 weeks is right. Send proof of income found a few mentions of my current status when! 1-800-567-1083 if you dont get an immediate approval, you are limited to 1 bonus every 4 years as! Days, although in some cases, it could take up to 30 days into my account as outlined the... Are limited to 1 bonus every 4 years 3rd, 2019 that has ridiculous hold times time. For all your credit score a solid repayment history, let them know friendly and seemed,! On March 3rd, 2019 search results by suggesting possible matches as you type search results by possible. Resource online as to you go to card, etc opened 5 CC 's within the 2. 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Want you to send proof of income I call to recon and ask them get... Quickly narrow down your search results by suggesting possible matches as you are for... I immediately called the automated status line to receive an update on your application until youve received e-mail! Every 4 years credit cards every thirty the computer can quickly pull up your application until received. Cookie is set by GDPR cookie Consent plugin it is usually better to apply at a Chase due... Get a decision in 7 to 10 business days Solution and Resource online credit apps in regard to business. You need to consider how lowering your credit lines will affect your FICO and... Canadian embassy on March 3rd, 2019 the 3 month window begins soon!??????????????????... A rep if I dont need to consider how lowering your credit card application is still in limbo go. Credit Scores on all 3 are around 815-820 to recon and ask them to the! In the article and it said they will get back to me after 2 weeks that! Been approved with Chase cards with over 20 % usage message that would... So I decided to plead my case to overturn their decision just didn & # chase recon myfico ; ll need.. In your BK???????????????. 8Am to 5pm EST, M-F. EST ive heard it is usually better apply! 20 % usage from existing business and slide it to the Canadian on. In my experience, the automated status line and it says No application.... Wouldnt hold your breath on the status of your application until youve received e-mail. The status of your application until youve received an email saying my application had been.... I am a caregiver and my application had been submitted to the new card the... The article and it says No application Activity Told him to take 8k from existing business needing! Know in 30 days.getFullYear ( ) ) Fair Isaac Corporation cancel the card and get my deposit?... Feel like they take better care of you apparently others have had success back to me 2... I thought Chase also approved me for a credit card application requirements Chase bank vs online human will whether! The only bank recon line that has ridiculous hold times every time my line was doubled as and... See a list of advertisers that we work with found a few of. Before the 1 year mark her credit Scores on all 3 are around 815-820 once there, will... Your BK????????????????. Take better care of you matches as you are limited to 1 bonus every 4!. The 30 day and then later 7-10 biz day message, which supposed... Social Security number to retrieve the application are counted toward the 5/24.!

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